Terms of Use

Agreement to Terms

These Terms of Use govern your access to and use of the Rapid Savings website (rapid-savings.com). By accessing or using our website, you confirm that you have read, understood, and agree to be bound by these terms.

If you do not agree with any part of these terms, you should not use our website. We recommend that you print or save a copy of these terms for your records.

About Us

This website is operated by Rapid Savings Ltd, a company registered in England and Wales under company number 08547291. Our registered office is at 47 Bartholomew Lane, London EC2N 2AB.

Rapid Savings Ltd is authorised and regulated by the Financial Conduct Authority (FCA). Our FCA reference number is 627483. You can verify our regulatory status on the FCA Register.

Website Content

Information Purposes Only

The content on this website is provided for general information purposes. It is not intended to constitute financial advice or a recommendation to take any particular course of action. The information may not be suitable for your individual circumstances.

Before making any financial decisions, particularly those relating to pensions, you should seek professional advice tailored to your specific situation. The general information on this website should not be relied upon as a substitute for such advice.

Accuracy of Information

We take reasonable care to ensure that the information on our website is accurate and up to date at the time of publication. However, laws, regulations, and market conditions change frequently. We cannot guarantee that all information will be accurate, complete, or current at the time you access it.

Pension and tax rules are subject to change, and any figures, rates, or allowances mentioned are based on current understanding and may differ from those applicable when you read them or when you make decisions.

Intellectual Property

The content on this website, including but not limited to text, graphics, logos, icons, and software, is the property of Rapid Savings Ltd or our licensors and is protected by copyright and other intellectual property laws.

You may view, download, and print content from this website for your personal, non-commercial use, provided you:

• Do not modify the content in any way
• Do not use any graphics or images separately from accompanying text
• Retain all copyright and proprietary notices

Any other use, including reproduction, modification, distribution, or republication, requires our prior written consent.

Acceptable Use

When using our website, you agree not to:

• Use the website in any way that breaches applicable laws or regulations
• Use the website in any way that is fraudulent or has any fraudulent purpose
• Attempt to gain unauthorised access to any part of the website or related systems
• Introduce viruses, trojans, worms, or other malicious software
• Use automated systems to access the website in a manner that sends more requests than a human could reasonably produce
• Copy, reproduce, or distribute any content without our permission
• Use the website to transmit unsolicited advertising or promotional material

Links to Other Websites

Our website may contain links to external websites that are not operated by us. We have no control over the content, privacy policies, or practices of third-party websites and accept no responsibility for them.

The inclusion of a link does not imply endorsement of the linked website or its content. We encourage you to review the terms and privacy policies of any external websites you visit.

Limitation of Liability

To the fullest extent permitted by law:

• We exclude all conditions, warranties, representations, or other terms that may apply to our website or its content, whether express or implied
• We will not be liable to you for any loss or damage, whether in contract, tort (including negligence), breach of statutory duty, or otherwise, arising from your use of or inability to use our website
• We will not be liable for any indirect or consequential loss or damage

Nothing in these terms excludes or limits our liability for death or personal injury arising from our negligence, fraud or fraudulent misrepresentation, or any other liability that cannot be excluded or limited under English law.

If you are a consumer, please note that we only provide our website for domestic and private use. You agree not to use our website for any commercial or business purposes, and we have no liability to you for any loss of profit, loss of business, business interruption, or loss of business opportunity.

Service Availability

We do not guarantee that our website will always be available or be uninterrupted. We may suspend, withdraw, discontinue, or change all or any part of our website without notice.

We will not be liable if for any reason our website is unavailable at any time or for any period. You are responsible for ensuring that all persons who access our website through your internet connection are aware of these terms and comply with them.

Regulatory Information

Rapid Savings Ltd is authorised and regulated by the Financial Conduct Authority for the provision of investment advice. Regulatory information, including our complaints procedure and details of our professional indemnity insurance, is available upon request.

Our services are available to residents of the United Kingdom. We do not provide services to residents of other jurisdictions unless specifically agreed in writing.

Complaints

We are committed to providing a high standard of service. If you are unhappy with any aspect of our website or services, please contact us so that we can address your concerns.

If you have a complaint about our regulated activities, you may be entitled to refer the matter to the Financial Ombudsman Service. Details of our complaints procedure are available upon request.

Changes to These Terms

We may revise these Terms of Use at any time by amending this page. You are expected to check this page from time to time to take notice of any changes we make, as they are binding on you.

The date at the top of this page indicates when these terms were last updated. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.

Governing Law and Jurisdiction

These Terms of Use, their subject matter, and their formation are governed by the laws of England and Wales. You and we both agree that the courts of England and Wales will have exclusive jurisdiction, except that if you are a consumer resident in Scotland, you may also bring proceedings in Scotland, and if you are a consumer resident in Northern Ireland, you may also bring proceedings in Northern Ireland.

Severability

If any provision of these Terms of Use is found to be invalid, illegal, or unenforceable, the remaining provisions will continue in full force and effect. The invalid or unenforceable provision will be deemed modified to the minimum extent necessary to make it valid and enforceable.

Contact Information

If you have any questions about these Terms of Use, please contact us:

Rapid Savings Ltd
47 Bartholomew Lane
London EC2N 2AB
Email: [email protected]